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Personal Insurance
Flood, Hurricane, and Earthquake Insurance in Hawai'i: Are You Covered?
Standard homeowners insurance policies in Hawai'i do not cover flood, hurricane (74+ mph winds), or earthquake damage. Learn more about these coverages and questions to ask your independent insurance agent.
Insurance Articles & Resources
Business Insurance
Can I Use My Personal Vehicle for my Small Business in Hawaiʻi?
Disclaimer: This article is intended for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage availability, terms, and conditions vary by policy and individual circumstances. Please consult a licensed insurance professional
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, expected as early as July or August 2026 [1]. Island Insurance was the first of more than 160 insurers to accept settlement terms, a
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarantee of availability. Policy terms, conditions, exclusions, and availability vary. Please consult a licensed insurance professional f
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Personal Insurance
The Real Cost of Being Underinsured in Hawaiʻi’s Construction Market
Disclaimer: This article is intended for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage terms, limits, and conditions vary by policy. Homeowners should consult a licensed insurance professional to review their individu
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Claims Resources
Your Guide to the Auto Claims Process at Island Insurance
Disclaimer: This article is intended for general informational purposes only and does not constitute legal or insurance advice. Coverage terms, conditions, limits, and exclusions vary by policy. Please refer to your policy documents or speak with your insurance agent for informa
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Tools & Resources
The Rise of AI-Powered Insurance Scams: How Technology is Changing the Face of Fraud
Disclaimer: The examples in this article are hypothetical and for educational purposes only. All scenarios, names, and dollar amounts are fictitious. Consult a licensed insurance professional for advice specific to your situation.Imagine getting a video call from someone who loo
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Personal Insurance
Essential Exterior Maintenance for Hawaiʻi Homeowners
Disclaimer: The information in this article is intended for general informational purposes only and does not constitute legal, safety, or professional advice. Island Insurance makes no guarantees regarding specific outcomes, including the prevention of workplace injuries or chan
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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