If you own a house that you rent to others or one that is not your primary residence, you may want to consider purchasing a Dwelling Fire Policy. Any significant asset deserves strong consideration for insurance coverage, especially one that may provide you with supplemental income. With coverages that protect your investment and its contents from specific hazards and customer discounts to lower your premium, Island Insurance can provide you with value and peace of mind. Savings, service and security – that's the Island Advantage.
Superior Claims Service
We know how important your home and belongings are and if you were to experience a loss, our knowledgeable local claims staff is Always Here to Help. Our 24-hour claims service and 98% claims satisfaction rating means we will be there every step of the way to make sure your claim is resolved quickly and efficiently.
Always Here to Help
Located in downtown Honolulu, Island Insurance has been serving Hawaii's families and businesses since 1939 and is Hawaii's largest locally owned Property and Casualty Insurance company. Recognized as one of the Top 50 Property & Casualty insurance companies in the Nation by the Ward Group for a fifth consecutive year, Island insurance has earned a financial strength rating of "A" (Excellent) from A.M. Best, the world's oldest and most authoritative insurance company financial ratings organization.
Flexible Payment Plans
For your convenience, we offer flexible and convenient auto insurance payment plans to fit your budget needs.
- 1, 2 and 4-pay installment plans
- Bill-payment-by-phone via debit or credit card
- Debit or Credit card payments (VISA, MasterCard or DiscoverCard)
To find out how much you could save with an Island Insurance Dwelling Fire Policy or for more information about our discounts and coverages, contact an independent insurance agent or click here to find an agent on Oahu, Maui, the Big Island or Kauai.


